Welcome back to the Wealth Within Reach podcast, Season 3!

Most people think they have to sell their home when they move—but what if you didn’t? What if you could keep your home, turn it into an asset, and buy your next property with just 5% down?

In this episode, I’m breaking down the Step-Up Method, one of the most powerful wealth-building moves in real estate. Instead of selling your home and walking away from future appreciation, this technique lets you leverage your property’s equity, turn it into a rental, and buy your next home with the lowest possible down payment. I’ll walk you through exactly how to keep your low interest rate, qualify for your next mortgage, and avoid the biggest mistakes homeowners make when trying to scale their real estate portfolio.

Tune in now to learn how to stop selling and start scaling! Press play and let’s get to work!

KEY POINTS: 

– To rent or to sell? The value of assessing your current property 

– Evaluate the rental income potential vs. your mortgage payment

– Benefits of leveraging the equity in your current home 

– Introduction to the Step Up method as a rental investment strategy

– Advantages of the Step Up method such as tax benefits 

– Considerations for Step Up: rental restrictions & interest rates

– On combining the Step Up with other strategies like house hacking

– The vital role of mentorship in the Step Up method process

Listen to the full episode here!

 

““We have clients in my program that combine all kinds of strategies. They do multi-family with Step Up — they do house hacking, and they’re able to go from one to six units in two years.” – Erika Brown 

 

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