The room that helps you turn what you already own into real freedom, with a community in your corner and expert support to guide your next move.
You’ve bought the books. You bought the course too, even if it’s still sitting half finished. You’ve started, you own a property, maybe two.
So why does the life you’re building still feel so far away?
You’re not stuck because you’re not smart or working hard enough. You’re stuck because you don’t know what you don’t know, and no book is going to hand you that.
Waiting to “figure it out” alone feels like progress. It’s the thing keeping you exactly where you are.
It’s the deal you talked yourself out of. The property that isn’t cash flowing the way the spreadsheet promised, with no one to ask why. The strategy you keep researching instead of running. The time you’re still trading for money you’re tired of trading for.
You already know waiting isn’t the answer. You just haven’t had the right room.
“Weeks after we made an offer on our first rental, we were both laid off. Erika helped us buy it with no money down. Since then we’ve bought three more.”
Samuel & Katie Mazard
Bringing a real deal to a real coach and knowing, before you sign anything, whether it works.
A room where you never analyze a property alone. Where the question you were too embarrassed to ask gets answered in five minutes, not five months.
That’s what happens when you stop figuring it out alone and step into the room built for exactly where you are.
I’m a full time real estate investor and serial entrepreneur who has purchased over 40 doors, host of the Wealth Within Reach podcast, and the founder of Owning It and Living It.
I started from nothing and built this while raising a family, faith based and purpose driven the whole way, not in some version of life where I had unlimited time and no fear.
I’ve been where you are. Over researched, unsure of the next move, watching others build while I waited to feel ready. What changed everything wasn’t another course. It was getting in a room with people ahead of me. That’s the room I built for you.
Six steps, from organized to confident to free. Each one leaves you with a real win.
Your first 30 days set up your systems, entity, and books so you run your real estate like a business.
You stop running your portfolio out of your head.
Pinpoint exactly where you are on the Investor Roadmap and the next move that matters most.
You know your single most important next step.
Monthly strategy sessions, guest experts, and the Vault teach the income strategies that work now.
You stop guessing which strategy is yours.
The Deal Analyzer and monthly Deal Desk tell you what a deal will do before you make an offer.
You never buy a deal that fails in real life.
The always on community and your annual strategy call mean you never move alone.
You always have backup for the big decisions.
Execute, track your wins, and scale toward the real goal: owning your time.
Visible progress toward the life you want.
Before you touch the monthly calls, you spend four focused weeks becoming the CEO of your business. Live teaching, a weekly quick win, and a ready to use toolkit.
Confirm the right investing strategy for your goals with the Strategy Selector and your Buy Box.
Put the right people and processes in place so you stop doing everything alone.
Learn how to fund your next property without putting 20% down. DSCR, HELOC, and BRRRR.
Turn clarity into a realistic, doable blueprint for your next move.
Built on Erika’s frameworks and over ten years of investing. Drop in any deal’s numbers and instantly see your true monthly cash flow, your cash on cash return, and clear recommendations on which financing strategies to consider. You’ll know before you ever make an offer.
Bring a real deal and Erika runs the numbers with you live. The anchor call, led by Erika herself.
A coach spotlights one income strategy, then hot seats members on applying it to their own portfolio.
A growing library of on demand trainings, so you learn exactly what you need when you need it.
A coach moderated room where you get answers between calls and never analyze a deal alone.
Review your full portfolio with a coach, catch pivots early, and map your next moves.
Access to premium OILI experiences: retreats, intensives, and private client only events.
Between them, they cover nearly every strategy you’ll ever run.
A full time investor and serial entrepreneur who has purchased over 40 doors and built it from nothing. Faith based and purpose driven, she leads the Deal Desk every month.
Range: scaling, creative financing, portfolio strategy
Founder of The Key Resource who retired from the 9 to 5 at 32 through real estate. She teaches ownership and early financial freedom from lived experience.
Range: buy and hold, house hacking, early retirement
Twelve years as a management consultant, now nine years investing out of state from a high priced market, with multiple fix and flips and self managed rentals.
Range: long distance investing, renovations, systems
Specializes in value add rehabs, affordable housing, and Section 8, with a systems driven approach to budgeting, contractors, and project organization.
Range: BRRRR, new development, short and mid term, workforce housing
Deandra McDonald
Scaling with multifamily
Dr. Joe Asamoah
Maximizing income with Section 8
Jae Morales
Systems that run without you
With more added over time.
If you’ve never bought a property, the Circle will move too fast, and we’d rather set you up to win. Start with the Beginners Course and come back when you’ve made your first move.
“Weeks after we put an offer on our first rental, we were both laid off. Erika just asked, okay, so how are you going to get this property? With her help we found alternative financing and bought it with no money down. Since then we’ve purchased three more. She’s saved us over $15,000 in down payments alone.”
Samuel & Katie Mazard
“I bought my first multifamily alone and made costly mistakes. Since joining OILI, that property is stabilized and ready to cash flow. If you’re serious about building wealth the right way, get in the room.”
Vanessa Roman
“Without Erika’s real time support, I would not have secured my investment property. The connections, the strategies, the ideas, it’s all invaluable. It’s one of the best investments I’ve made.”
Jay Joseph
“The leap of faith paid off faster than we expected. Erika’s network is amazing, and the accountability helped us make decisions quickly. We’re now putting offers on homes.”
Cristina
For less than the cost of one bad deal, you get a coach, a community, monthly eyes on your numbers, and a plan for your next move.
No contract, no lock in. Cancel anytime.
Only 25 founding seats. Price goes to $249/month after founding closes. Lock in now and save $600 a year, every year.
Only 25 founding seats exist. The waitlist gets first access and first shot at the $199 rate before anyone else. Wait for the public open and the room may already be full.
Only 25 seats. The waitlist gets in first and locks $199 a month for life. When the seats are gone, so is the rate.
Waitlist members get first access on August 14, before doors open to everyone on August 20, and first shot at the 25 founding seats at $199 for life.
The Mastermind is high touch and built for scaling fast with Erika directly, Voxer access, private one on ones, in person retreats, and a premium investment. The Investor Circle is the room in the middle. Group support, a coach in your corner, and real eyes on your deals, at a fraction of the price.
You need to have done a deal or two. This isn’t for brand new investors, and that’s on purpose, so the room stays sharp and everyone in it is actually moving. If you’re just starting, begin with the Beginners Course and grow into the Circle.
Yes. One monthly Deal Desk with Erika, one monthly strategy session with a coach, a quarterly guest expert, and a community you tap when you need it. You also book your annual one on one strategy call whenever it’s convenient for you. Everything fits around a full schedule, and you show up live when you can.
That’s exactly what the Deal Desk and your annual strategy call are for. We look at your actual numbers and your actual goals, not a generic template. You get a plan built for where you are.
Founding members pay $199 a month, locked for as long as you stay. After founding closes, the rate goes to $249 a month. Lock it in now and you never pay more.
No contract, no lock in. This is a monthly membership, so you can cancel anytime. We’d rather earn your stay every month than trap you in a year long commitment.
Doors open to everyone August 20, with only 25 founding seats. The waitlist gets first access on August 14, before anyone else. Once you’re in, you’ll get your start details by email.
The difference is the room, and it’s about to open.